Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › The Farmers Bank
The Farmers Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
27
+3.8% vs 2024Originations
$6.5M
Loans x average loanAverage loan
$239,815
Average interest rate
8.32%
Denial rate
9%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 34 | 27 | $6.5M | $239,815 | 8.32% | 9% | 0% |
| 2024 | 34 | 26 | $3.8M | $145,000 | 8.62% | 9% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 25 | $6.2M | $247,000 | 8.42% | 9% | 0% |
| KY | 2 | $300,000 | $150,000 | 7.12% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.