Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › WHITAKER BANK INC
WHITAKER BANK INC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
64
+16.4% vs 2024Originations
$5.9M
Loans x average loanAverage loan
$92,188
Average interest rate
6.47%
Denial rate
7%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 73 | 64 | $5.9M | $92,188 | 6.47% | 7% | 0% |
| 2024 | 78 | 55 | $5.0M | $91,000 | 6.96% | 14% | 2% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KY | 64 | $5.9M | $92,188 | 6.47% | 7% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.