Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › C&F MORTGAGE CORPORATION
C&F MORTGAGE CORPORATION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
55
+17.0% vs 2024Originations
$10.7M
Loans x average loanAverage loan
$194,091
Average interest rate
6.57%
Denial rate
3%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 67 | 55 | $10.7M | $194,091 | 6.57% | 3% | 0% |
| 2024 | 70 | 47 | $6.7M | $142,234 | 6.87% | 6% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| VA | 39 | $7.1M | $180,897 | 6.59% | 2% | 0% |
| NC | 15 | $3.4M | $223,667 | 6.5% | 6% | 0% |
| WV | 1 | $265,000 | $265,000 | 6.63% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.