Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Integrity Home Mortgage Corporation
Integrity Home Mortgage Corporation
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
112
+43.6% vs 2024Originations
$21.5M
Loans x average loanAverage loan
$192,143
Average interest rate
6.71%
Denial rate
11%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 151 | 112 | $21.5M | $192,143 | 6.71% | 11% | 0% |
| 2024 | 123 | 78 | $13.9M | $178,333 | 6.88% | 15% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NC | 60 | $11.2M | $187,333 | 6.74% | 5% | 0% |
| WV | 17 | $3.4M | $202,059 | 6.63% | 14% | 0% |
| VA | 15 | $2.7M | $183,000 | 6.97% | 19% | 0% |
| SC | 12 | $2.5M | $205,833 | 6.45% | 5% | 0% |
| TX | 4 | $740,000 | $185,000 | 6.66% | 29% | 0% |
| PA | 2 | $410,000 | $205,000 | 6.25% | 33% | 0% |
| TN | 1 | $325,000 | $325,000 | 6.38% | 0% | 0% |
| MD | 1 | $155,000 | $155,000 | 6.75% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.