Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › PROFED FEDERAL CREDIT UNION
PROFED FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
11
+37.5% vs 2024Originations
$1.3M
Loans x average loanAverage loan
$116,818
Average interest rate
6.84%
Denial rate
22%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 23 | 11 | $1.3M | $116,818 | 6.84% | 22% | 0% |
| 2024 | 16 | 8 | $1.1M | $136,250 | 6.47% | 19% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IN | 9 | $1.1M | $127,222 | 6.76% | 24% | 0% |
| MI | 1 | $45,000 | $45,000 | 7.5% | 0% | 0% |
| OH | 1 | $95,000 | $95,000 | 6.88% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.