Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Hometown Funding, INC. D/B/A CNB Mortgage Company
Hometown Funding, INC. D/B/A CNB Mortgage Company
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
12
+50.0% vs 2024Originations
$1.9M
Loans x average loanAverage loan
$157,500
Average interest rate
6.83%
Denial rate
0%
Home only share
100%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 13 | 12 | $1.9M | $157,500 | 6.83% | 0% | 100% |
| 2024 | 10 | 8 | $1.1M | $140,000 | 7.25% | 0% | 100% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 11 | $1.7M | $151,364 | 6.76% | 0% | 100% |
| NC | 1 | $225,000 | $225,000 | 7.63% | 0% | 100% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.