Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › BANK FIRST N.A.
BANK FIRST N.A.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
132
+24.5% vs 2024Originations
$13.0M
Loans x average loanAverage loan
$98,182
Average interest rate
7.38%
Denial rate
7%
Home only share
40%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 144 | 132 | $13.0M | $98,182 | 7.38% | 7% | 40% |
| 2024 | 114 | 106 | $9.6M | $90,283 | 7.75% | 3% | 41% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 132 | $13.0M | $98,182 | 7.38% | 7% | 40% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.