Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Intercoastal Mortgage, LLC
Intercoastal Mortgage, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
40
-32.2% vs 2024Originations
$7.3M
Loans x average loanAverage loan
$182,500
Average interest rate
6.73%
Denial rate
6%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 54 | 40 | $7.3M | $182,500 | 6.73% | 6% | 0% |
| 2024 | 76 | 59 | $11.1M | $188,559 | 7.03% | 4% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NC | 25 | $4.4M | $176,600 | 6.78% | 3% | 0% |
| WV | 8 | $1.4M | $168,750 | 6.62% | 0% | 0% |
| TN | 3 | $345,000 | $115,000 | 6.62% | 25% | 0% |
| MD | 2 | $730,000 | $365,000 | 6.93% | 0% | 0% |
| FL | 1 | $275,000 | $275,000 | 6.13% | 0% | 0% |
| SC | 1 | $185,000 | $185,000 | 6.63% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.