Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SAFE Federal Credit Union
SAFE Federal Credit Union
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
30
+3.4% vs 2024Originations
$3.2M
Loans x average loanAverage loan
$105,333
Average interest rate
7.26%
Denial rate
33%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 60 | 30 | $3.2M | $105,333 | 7.26% | 33% | 0% |
| 2024 | 61 | 29 | $3.0M | $103,966 | 7.27% | 25% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| SC | 30 | $3.2M | $105,333 | 7.26% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.