Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CHURCHILL MORTGAGE CORPORATION
CHURCHILL MORTGAGE CORPORATION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
186
+4.5% vs 2024Originations
$43.9M
Loans x average loanAverage loan
$235,753
Average interest rate
6.5%
Denial rate
7%
Home only share
2%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 475 | 186 | $43.9M | $235,753 | 6.5% | 7% | 2% |
| 2024 | 299 | 178 | $43.2M | $242,753 | 6.91% | 13% | 7% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OR | 24 | $6.1M | $254,583 | 6.8% | 3% | 0% |
| MT | 22 | $7.1M | $324,091 | 6.3% | 7% | 0% |
| WA | 20 | $6.8M | $337,500 | 6.74% | 6% | 0% |
| ID | 14 | $4.0M | $282,143 | 6.96% | 14% | 0% |
| TX | 13 | $2.7M | $207,308 | 6.7% | 7% | 8% |
| MI | 11 | $2.1M | $193,182 | 6.25% | 0% | 9% |
| KY | 11 | $1.1M | $95,909 | 5.49% | 0% | 0% |
| TN | 11 | $2.3M | $210,455 | 6.62% | 5% | 0% |
| FL | 7 | $1.0M | $147,857 | 6.6% | 0% | 14% |
| CA | 7 | $1.3M | $186,429 | 5.27% | 4% | 0% |
| NC | 7 | $1.4M | $205,000 | 6.73% | 0% | 0% |
| SC | 7 | $1.5M | $213,571 | 6.14% | 0% | 0% |
| OH | 5 | $985,000 | $197,000 | 6.6% | 0% | 0% |
| MD | 4 | $1.1M | $265,000 | 6.78% | 0% | 0% |
| OK | 3 | $695,000 | $231,667 | 6.79% | 44% | 0% |
| IN | 2 | $230,000 | $115,000 | 6.81% | 0% | 0% |
| VA | 2 | $390,000 | $195,000 | 6.5% | 0% | 0% |
| AL | 2 | $310,000 | $155,000 | 6.44% | 0% | 0% |
| CO | 2 | $740,000 | $370,000 | 6.56% | 0% | 0% |
| WV | 1 | $115,000 | $115,000 | 6.99% | 50% | 0% |
| AR | 1 | $115,000 | $115,000 | 6.63% | 0% | 0% |
| AZ | 1 | $225,000 | $225,000 | 7.13% | 0% | 0% |
| DE | 1 | $165,000 | $165,000 | 6.99% | 0% | 0% |
| GA | 1 | $275,000 | $275,000 | 6% | 0% | 0% |
| KS | 1 | $145,000 | $145,000 | 7.63% | 43% | 0% |
| LA | 1 | $185,000 | $185,000 | 5.99% | 0% | 0% |
| MO | 1 | $185,000 | $185,000 | 6.99% | 18% | 0% |
| NE | 1 | $155,000 | $155,000 | 6.13% | 9% | 0% |
| NM | 1 | $115,000 | $115,000 | 6.88% | 50% | 0% |
| PA | 1 | $135,000 | $135,000 | 6.88% | 0% | 0% |
| WI | 1 | $225,000 | $225,000 | 6.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.