Manufactured Housing Hub

Market insights

What the data says about manufactured home communities, lending and ownership.

OverviewLendersCommunity owners

Lenders › Town and Country Federal Credi

Town and Country Federal Credi

2025 manufactured home lending from public HMDA data.

Loans originated (2025)

9

-10.0% vs 2024
Originations

$695,000

Loans x average loan
Average loan

$77,222

Average interest rate

7.48%

Denial rate

21%

Home only share

0%

Year over year

YearApplicationsLoansOriginationsAvg loanAvg rateDenial rateHome only
2025149$695,000$77,2227.48%21%0%
20241610$600,000$60,0007.64%19%0%

Lending by state (2025)

StateLoansOriginationsAvg loanAvg rateDenial rateHome only
ME9$695,000$77,2227.48%21%0%

Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.