Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › GOLDENWEST FEDERAL CREDIT UNION
GOLDENWEST FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
10
+100.0% vs 2024Originations
$1.1M
Loans x average loanAverage loan
$115,000
Average interest rate
7.12%
Denial rate
9%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 11 | 10 | $1.1M | $115,000 | 7.12% | 9% | 0% |
| 2024 | 6 | 5 | $585,000 | $117,000 | 7.65% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| UT | 8 | $980,000 | $122,500 | 7.03% | 0% | 0% |
| ID | 2 | $170,000 | $85,000 | 7.5% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.