Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Choice Financial Group
Choice Financial Group
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
5
+0.0% vs 2024Originations
$1.7M
Loans x average loanAverage loan
$345,000
Average interest rate
7.45%
Denial rate
13%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 8 | 5 | $1.7M | $345,000 | 7.45% | 13% | 0% |
| 2024 | 9 | 5 | $2.6M | $519,000 | 7.33% | 22% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ND | 4 | $1.4M | $355,000 | 7.44% | 0% | 0% |
| MN | 1 | $305,000 | $305,000 | 7.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.