Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CITIZENS BANK AND TRUST CO
CITIZENS BANK AND TRUST CO
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
51
+10.9% vs 2024Originations
$7.4M
Loans x average loanAverage loan
$144,608
Average interest rate
n/a
Denial rate
0%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 54 | 51 | $7.4M | $144,608 | n/a | 0% | n/a |
| 2024 | 47 | 46 | $5.8M | $125,000 | 9.75% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 50 | $7.3M | $147,000 | n/a | 0% | n/a |
| TX | 1 | $25,000 | $25,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.