Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › State Employees Credit Union of MD
State Employees Credit Union of MD
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
2
+100.0% vs 2024Originations
$430,000
Loans x average loanAverage loan
$215,000
Average interest rate
6.81%
Denial rate
33%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 6 | 2 | $430,000 | $215,000 | 6.81% | 33% | 0% |
| 2024 | 4 | 1 | $285,000 | $285,000 | 6.25% | 75% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MD | 2 | $430,000 | $215,000 | 6.81% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.