Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Robins Financial Credit Union
Robins Financial Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
24
+14.3% vs 2024Originations
$2.9M
Loans x average loanAverage loan
$120,833
Average interest rate
6.16%
Denial rate
38%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 48 | 24 | $2.9M | $120,833 | 6.16% | 38% | 0% |
| 2024 | 62 | 21 | $2.5M | $120,238 | 6.55% | 47% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 24 | $2.9M | $120,833 | 6.16% | 38% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.