Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Amarillo National Bank
Amarillo National Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
21
-4.5% vs 2024Originations
$3.2M
Loans x average loanAverage loan
$154,048
Average interest rate
6.96%
Denial rate
18%
Home only share
5%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 39 | 21 | $3.2M | $154,048 | 6.96% | 18% | 5% |
| 2024 | 39 | 22 | $3.0M | $137,273 | 7.14% | 21% | 5% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TX | 21 | $3.2M | $154,048 | 6.96% | 16% | 5% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.