Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › First State Bank of Blakely
First State Bank of Blakely
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
37
+23.3% vs 2024Originations
$2.5M
Loans x average loanAverage loan
$66,892
Average interest rate
n/a
Denial rate
5%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 39 | 37 | $2.5M | $66,892 | n/a | 5% | n/a |
| 2024 | 30 | 30 | $1.3M | $42,333 | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 32 | $1.1M | $35,000 | n/a | 6% | n/a |
| AL | 4 | $1.3M | $327,500 | n/a | 0% | n/a |
| FL | 1 | $45,000 | $45,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.