Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › EDMONTON STATE BANK
EDMONTON STATE BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
41
+28.1% vs 2024Originations
$4.1M
Loans x average loanAverage loan
$99,878
Average interest rate
n/a
Denial rate
20%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 59 | 41 | $4.1M | $99,878 | n/a | 20% | n/a |
| 2024 | 52 | 32 | $3.2M | $99,688 | 8.98% | 23% | 6% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KY | 38 | $3.2M | $85,000 | n/a | 21% | n/a |
| TN | 3 | $865,000 | $288,333 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.