Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
28
-6.7% vs 2024Originations
$2.3M
Loans x average loanAverage loan
$82,500
Average interest rate
7.19%
Denial rate
38%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 52 | 28 | $2.3M | $82,500 | 7.19% | 38% | 0% |
| 2024 | 69 | 30 | $3.7M | $123,667 | 8.31% | 30% | 3% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CO | 27 | $2.2M | $83,148 | 7.21% | 39% | 0% |
| ID | 1 | $65,000 | $65,000 | 6.75% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.