Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › COUNTRYPLACE MORTGAGE, LTD.
COUNTRYPLACE MORTGAGE, LTD.
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
296
-41.5% vs 2024Originations
$49.5M
Loans x average loanAverage loan
$167,399
Average interest rate
7.5%
Denial rate
51%
Home only share
75%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 3,449 | 296 | $49.5M | $167,399 | 7.5% | 51% | 75% |
| 2024 | 5,045 | 506 | $75.5M | $149,150 | 8.21% | 51% | 88% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TX | 158 | $27.1M | $171,835 | 7.74% | 50% | 75% |
| FL | 30 | $6.7M | $223,667 | 5.59% | 35% | 40% |
| NM | 24 | $4.1M | $170,833 | 8.21% | 47% | 88% |
| OK | 18 | $2.6M | $145,000 | 8.15% | 57% | 83% |
| SC | 15 | $2.4M | $158,333 | 7.94% | 51% | 80% |
| IN | 13 | $1.2M | $90,385 | 5.28% | 11% | 92% |
| LA | 9 | $955,000 | $106,111 | 8.65% | 61% | 100% |
| NC | 8 | $1.5M | $186,250 | 6.91% | 58% | 50% |
| IL | 4 | $110,000 | $27,500 | 7.72% | 50% | 100% |
| GA | 4 | $610,000 | $152,500 | 8.53% | 40% | 100% |
| AL | 4 | $560,000 | $140,000 | 8.82% | 47% | 100% |
| KY | 3 | $535,000 | $178,333 | 7.09% | 34% | 67% |
| MS | 3 | $505,000 | $168,333 | 8.23% | 60% | 100% |
| AZ | 3 | $665,000 | $221,667 | 6% | 29% | 33% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.