Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › UNITEDONE CREDIT UNION
UNITEDONE CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
7
+250.0% vs 2024Originations
$455,000
Loans x average loanAverage loan
$65,000
Average interest rate
6.04%
Denial rate
36%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 11 | 7 | $455,000 | $65,000 | 6.04% | 36% | 0% |
| 2024 | 5 | 2 | $210,000 | $105,000 | 6.88% | 40% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 7 | $455,000 | $65,000 | 6.04% | 36% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.