Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › PeoplesChoice Credit Union
PeoplesChoice Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
6
+100.0% vs 2024Originations
$600,000
Loans x average loanAverage loan
$100,000
Average interest rate
n/a
Denial rate
17%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 12 | 6 | $600,000 | $100,000 | n/a | 17% | n/a |
| 2024 | 11 | 3 | $165,000 | $55,000 | n/a | 27% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 6 | $600,000 | $100,000 | n/a | 17% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.