Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ATLANTIC COAST MORTGAGE, LLC
ATLANTIC COAST MORTGAGE, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
87
+31.8% vs 2024Originations
$17.4M
Loans x average loanAverage loan
$200,287
Average interest rate
6.57%
Denial rate
6%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 116 | 87 | $17.4M | $200,287 | 6.57% | 6% | 0% |
| 2024 | 95 | 66 | $11.9M | $180,000 | 6.88% | 5% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| VA | 42 | $8.3M | $198,571 | 6.28% | 11% | 0% |
| NC | 31 | $5.6M | $181,129 | 7% | 0% | 0% |
| DE | 6 | $1.8M | $295,000 | 6.48% | 0% | 0% |
| SC | 4 | $770,000 | $192,500 | 6.52% | 17% | 0% |
| MD | 2 | $340,000 | $170,000 | 6.81% | 0% | 0% |
| PA | 1 | $345,000 | $345,000 | 6.49% | 0% | 0% |
| WV | 1 | $245,000 | $245,000 | 6.13% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.