Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Builtwell Bank
Builtwell Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
28
+3.7% vs 2024Originations
$3.3M
Loans x average loanAverage loan
$117,500
Average interest rate
n/a
Denial rate
37%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 51 | 28 | $3.3M | $117,500 | n/a | 37% | n/a |
| 2024 | 58 | 27 | $2.6M | $96,481 | n/a | 41% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 23 | $2.5M | $110,217 | n/a | 38% | n/a |
| GA | 4 | $550,000 | $137,500 | n/a | 38% | n/a |
| AL | 1 | $205,000 | $205,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.