Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Peoples Bank and Trust Co
Peoples Bank and Trust Co
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
6
-62.5% vs 2024Originations
$450,000
Loans x average loanAverage loan
$75,000
Average interest rate
7.9%
Denial rate
30%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 10 | 6 | $450,000 | $75,000 | 7.9% | 30% | 0% |
| 2024 | 18 | 16 | $540,000 | $33,750 | 8.58% | 6% | 56% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KS | 6 | $450,000 | $75,000 | 7.9% | 30% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.