Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Resource Financial Services, Inc.
Resource Financial Services, Inc.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
36
+56.5% vs 2024Originations
$6.7M
Loans x average loanAverage loan
$185,833
Average interest rate
6.7%
Denial rate
2%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 49 | 36 | $6.7M | $185,833 | 6.7% | 2% | 0% |
| 2024 | 41 | 23 | $3.9M | $170,652 | 6.91% | 5% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| SC | 33 | $6.2M | $188,030 | 6.68% | 2% | 0% |
| FL | 2 | $300,000 | $150,000 | 6.81% | 0% | 0% |
| NC | 1 | $185,000 | $185,000 | 7.13% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.