Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › UNITED BANK OF UNION
UNITED BANK OF UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
13
+44.4% vs 2024Originations
$2.5M
Loans x average loanAverage loan
$191,923
Average interest rate
7.3%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 18 | 13 | $2.5M | $191,923 | 7.3% | 0% | 0% |
| 2024 | 9 | 9 | $1.0M | $111,667 | 7.64% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MO | 13 | $2.5M | $191,923 | 7.3% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.