Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Amerant Mortgage LLC
Amerant Mortgage LLC
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
3
-62.5% vs 2024Originations
$775,000
Loans x average loanAverage loan
$258,333
Average interest rate
6.58%
Denial rate
33%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 6 | 3 | $775,000 | $258,333 | 6.58% | 33% | 0% |
| 2024 | 14 | 8 | $2.9M | $357,500 | 7.15% | 14% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 1 | $155,000 | $155,000 | 6.99% | 50% | 0% |
| ME | 1 | $275,000 | $275,000 | 6.5% | 0% | 0% |
| NH | 1 | $345,000 | $345,000 | 6.25% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.