Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › DART BANK
DART BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
63
+85.3% vs 2024Originations
$10.5M
Loans x average loanAverage loan
$167,063
Average interest rate
7.13%
Denial rate
16%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 99 | 63 | $10.5M | $167,063 | 7.13% | 16% | 0% |
| 2024 | 59 | 34 | $5.9M | $173,824 | 7.16% | 17% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 55 | $9.0M | $163,364 | 7.21% | 16% | 0% |
| KY | 2 | $400,000 | $200,000 | 6.81% | 0% | 0% |
| NY | 1 | $215,000 | $215,000 | 6.63% | 67% | 0% |
| SC | 1 | $115,000 | $115,000 | 7.63% | 0% | 0% |
| TN | 1 | $185,000 | $185,000 | 6.49% | 0% | 0% |
| FL | 1 | $195,000 | $195,000 | 6.25% | 0% | 0% |
| VA | 1 | $195,000 | $195,000 | 5.99% | 0% | 0% |
| ME | 1 | $235,000 | $235,000 | 6.38% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.