Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › South Georgia Banking Company
South Georgia Banking Company
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
30
-23.1% vs 2024Originations
$1.9M
Loans x average loanAverage loan
$64,000
Average interest rate
n/a
Denial rate
8%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 38 | 30 | $1.9M | $64,000 | n/a | 8% | n/a |
| 2024 | 45 | 39 | $2.1M | $52,949 | n/a | 9% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 30 | $1.9M | $64,000 | n/a | 8% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.