Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CREDIT UNION ONE
CREDIT UNION ONE
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
25
+38.9% vs 2024Originations
$3.0M
Loans x average loanAverage loan
$119,400
Average interest rate
7.55%
Denial rate
27%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 49 | 25 | $3.0M | $119,400 | 7.55% | 27% | 0% |
| 2024 | 31 | 18 | $1.9M | $106,667 | 7.61% | 23% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 25 | $3.0M | $119,400 | 7.55% | 27% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.