Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Saco & Biddeford Savings Institution
Saco & Biddeford Savings Institution
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
2
+100.0% vs 2024Originations
$550,000
Loans x average loanAverage loan
$275,000
Average interest rate
n/a
Denial rate
25%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 4 | 2 | $550,000 | $275,000 | n/a | 25% | n/a |
| 2024 | 2 | 1 | $105,000 | $105,000 | 8% | 50% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 2 | $550,000 | $275,000 | n/a | 25% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.