Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › MORTGAGE EXPRESS
MORTGAGE EXPRESS
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
30
Originations
$9.9M
Loans x average loanAverage loan
$331,000
Average interest rate
6.36%
Denial rate
13%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 47 | 30 | $9.9M | $331,000 | 6.36% | 13% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OR | 25 | $9.1M | $364,600 | 6.33% | 15% | 0% |
| WA | 5 | $815,000 | $163,000 | 6.66% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.