Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › COMMUNITY BANK
COMMUNITY BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
6
-14.3% vs 2024Originations
$940,000
Loans x average loanAverage loan
$156,667
Average interest rate
6.45%
Denial rate
18%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 11 | 6 | $940,000 | $156,667 | 6.45% | 18% | 0% |
| 2024 | 9 | 7 | $655,000 | $93,571 | 7.06% | 22% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 4 | $710,000 | $177,500 | 6.46% | 13% | 0% |
| WV | 2 | $230,000 | $115,000 | 6.43% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.