Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Security Home Mortgage
Security Home Mortgage
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
3
-57.1% vs 2024Originations
$935,000
Loans x average loanAverage loan
$311,667
Average interest rate
6.79%
Denial rate
0%
Home only share
33%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 3 | 3 | $935,000 | $311,667 | 6.79% | 0% | 33% |
| 2024 | 8 | 7 | $2.1M | $299,286 | 6.61% | 0% | 86% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AZ | 1 | $395,000 | $395,000 | 7.38% | 0% | 100% |
| ID | 1 | $325,000 | $325,000 | 6.88% | 0% | 0% |
| UT | 1 | $215,000 | $215,000 | 6.13% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.