Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Superior Choice Credit Union
Superior Choice Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
20
-20.0% vs 2024Originations
$1.8M
Loans x average loanAverage loan
$89,000
Average interest rate
6.12%
Denial rate
22%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 32 | 20 | $1.8M | $89,000 | 6.12% | 22% | 0% |
| 2024 | 41 | 25 | $2.4M | $94,600 | 6.19% | 32% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 18 | $1.5M | $85,556 | 6.22% | 21% | 0% |
| MN | 2 | $240,000 | $120,000 | 5.19% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.