Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › VINTON COUNTY NATIONAL BANK
VINTON COUNTY NATIONAL BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
79
+68.1% vs 2024Originations
$8.9M
Loans x average loanAverage loan
$112,595
Average interest rate
8.38%
Denial rate
14%
Home only share
6%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 101 | 79 | $8.9M | $112,595 | 8.38% | 14% | 6% |
| 2024 | 82 | 47 | $5.3M | $112,660 | 9.1% | 24% | 19% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OH | 78 | $8.8M | $112,821 | 8.37% | 14% | 6% |
| FL | 1 | $95,000 | $95,000 | 9% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.