Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SKOWHEGAN SAVINGS BANK
SKOWHEGAN SAVINGS BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
7
+75.0% vs 2024Originations
$795,000
Loans x average loanAverage loan
$113,571
Average interest rate
n/a
Denial rate
44%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 18 | 7 | $795,000 | $113,571 | n/a | 44% | n/a |
| 2024 | 13 | 4 | $500,000 | $125,000 | n/a | 54% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 7 | $795,000 | $113,571 | n/a | 44% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.