Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FNB & Trust of Ardmore
FNB & Trust of Ardmore
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
12
+9.1% vs 2024Originations
$1.5M
Loans x average loanAverage loan
$125,833
Average interest rate
n/a
Denial rate
19%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 16 | 12 | $1.5M | $125,833 | n/a | 19% | n/a |
| 2024 | 17 | 11 | $905,000 | $82,273 | n/a | 18% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OK | 12 | $1.5M | $125,833 | n/a | 19% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.