Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › TOWER FEDERAL CREDIT UNION
TOWER FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
2
+100.0% vs 2024Originations
$450,000
Loans x average loanAverage loan
$225,000
Average interest rate
6.63%
Denial rate
25%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 4 | 2 | $450,000 | $225,000 | 6.63% | 25% | 0% |
| 2024 | 4 | 1 | $245,000 | $245,000 | 7.38% | 25% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MD | 1 | $245,000 | $245,000 | 6.88% | 0% | 0% |
| VA | 1 | $205,000 | $205,000 | 6.38% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.