Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › OPPORTUNITY BANK OF MONTANA
OPPORTUNITY BANK OF MONTANA
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
51
+13.3% vs 2024Originations
$10.3M
Loans x average loanAverage loan
$201,275
Average interest rate
6.89%
Denial rate
14%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 77 | 51 | $10.3M | $201,275 | 6.89% | 14% | 0% |
| 2024 | 80 | 45 | $10.0M | $221,222 | 7.24% | 15% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MT | 51 | $10.3M | $201,275 | 6.89% | 14% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.