Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › THE FIRST NATIONAL BANK OF GRA
THE FIRST NATIONAL BANK OF GRA
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
18
+28.6% vs 2024Originations
$1.3M
Loans x average loanAverage loan
$70,556
Average interest rate
n/a
Denial rate
5%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 19 | 18 | $1.3M | $70,556 | n/a | 5% | n/a |
| 2024 | 19 | 14 | $1.1M | $75,000 | n/a | 26% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TX | 18 | $1.3M | $70,556 | n/a | 5% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.