Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › COMMUNITY FINANCIAL
COMMUNITY FINANCIAL
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
33
-21.4% vs 2024Originations
$2.5M
Loans x average loanAverage loan
$77,121
Average interest rate
7.89%
Denial rate
24%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 58 | 33 | $2.5M | $77,121 | 7.89% | 24% | 0% |
| 2024 | 69 | 42 | $3.2M | $75,238 | 8.28% | 22% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 33 | $2.5M | $77,121 | 7.89% | 23% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.