Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › First Community Bank
First Community Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
68
+74.4% vs 2024Originations
$8.5M
Loans x average loanAverage loan
$125,294
Average interest rate
7.59%
Denial rate
29%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 139 | 68 | $8.5M | $125,294 | 7.59% | 29% | 0% |
| 2024 | 95 | 39 | $4.1M | $106,026 | 9.37% | 44% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WV | 32 | $2.8M | $87,813 | 7.58% | 28% | 0% |
| VA | 19 | $2.0M | $103,947 | 7.54% | 33% | 0% |
| NC | 17 | $3.7M | $219,706 | 7.65% | 28% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.