Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › American Heritage Bank
American Heritage Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
7
+0.0% vs 2024Originations
$585,000
Loans x average loanAverage loan
$83,571
Average interest rate
n/a
Denial rate
44%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 27 | 7 | $585,000 | $83,571 | n/a | 44% | n/a |
| 2024 | 18 | 7 | $905,000 | $129,286 | n/a | 44% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OK | 7 | $585,000 | $83,571 | n/a | 46% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.