Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › MEMBER FIRST MORTGAGE, LLC
MEMBER FIRST MORTGAGE, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
51
+8.5% vs 2024Originations
$8.9M
Loans x average loanAverage loan
$174,804
Average interest rate
6.7%
Denial rate
25%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 163 | 51 | $8.9M | $174,804 | 6.7% | 25% | 0% |
| 2024 | 168 | 47 | $9.2M | $195,426 | 6.89% | 27% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 13 | $2.1M | $161,154 | 6.99% | 8% | 0% |
| GA | 11 | $1.6M | $145,000 | 6.47% | 23% | 0% |
| OR | 5 | $1.3M | $257,000 | 6.48% | 0% | 0% |
| IN | 4 | $370,000 | $92,500 | 7.25% | 9% | 0% |
| FL | 4 | $710,000 | $177,500 | 6.66% | 14% | 0% |
| WA | 3 | $1.1M | $351,667 | 6.21% | 18% | 0% |
| KY | 2 | $340,000 | $170,000 | 6.69% | 0% | 0% |
| TX | 2 | $400,000 | $200,000 | 6.75% | 23% | 0% |
| WV | 1 | $75,000 | $75,000 | 6.38% | 25% | 0% |
| IL | 1 | $105,000 | $105,000 | 6.75% | 70% | 0% |
| MS | 1 | $245,000 | $245,000 | 6.13% | 0% | 0% |
| NC | 1 | $195,000 | $195,000 | 6.63% | 0% | 0% |
| OH | 1 | $125,000 | $125,000 | 6.75% | 38% | 0% |
| PA | 1 | $185,000 | $185,000 | 6.75% | 0% | 0% |
| VT | 1 | $135,000 | $135,000 | 6.63% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.