Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › The Community Bank
The Community Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
19
+35.7% vs 2024Originations
$2.8M
Loans x average loanAverage loan
$145,526
Average interest rate
7.3%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 22 | 19 | $2.8M | $145,526 | 7.3% | 0% | 0% |
| 2024 | 16 | 14 | $1.6M | $117,857 | 7.73% | 6% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OH | 19 | $2.8M | $145,526 | 7.3% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.