Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › MARINE CREDIT UNION
MARINE CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
46
+64.3% vs 2024Originations
$4.8M
Loans x average loanAverage loan
$105,435
Average interest rate
8.73%
Denial rate
25%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 114 | 46 | $4.8M | $105,435 | 8.73% | 25% | 0% |
| 2024 | 81 | 28 | $2.6M | $92,143 | 10.12% | 27% | 11% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 37 | $3.7M | $99,595 | 8.77% | 27% | 0% |
| IA | 6 | $470,000 | $78,333 | 8.7% | 18% | 0% |
| MN | 3 | $695,000 | $231,667 | 8.31% | 20% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.