Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › COMMUNITY FIRST CREDIT UNION
COMMUNITY FIRST CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
66
+11.9% vs 2024Originations
$9.0M
Loans x average loanAverage loan
$135,909
Average interest rate
7.73%
Denial rate
7%
Home only share
62%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 89 | 66 | $9.0M | $135,909 | 7.73% | 7% | 62% |
| 2024 | 84 | 59 | $7.6M | $129,576 | 7.76% | 14% | 69% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 66 | $9.0M | $135,909 | 7.73% | 7% | 62% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.